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Private Banking & Wealth ManagementTreasury & Foreign Exchange Capital Markets
Credit Libanais E-Banking services offer you easy, convenient and secure ways to manage your financial operations:   CL e-bank Mobile ApplicationOnline BankingPhone BankingVisa Merchant ServiceSMS Alert Service
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Bancassurance Products Credit Libanais, in collaboration with Credit Libanais d'Assurances et de Reassurances (CLA), offers an appealing range of low cost Bancassurance products with an easy payment system. And best of all, these products are available at all Credit Libanais branches throughout Lebanon. Bancassurance products provide protection and saving plans that suit different customers' needs:Motor InsuranceTravel InsurancePersonal AccidentR...
Bancassurance Products Credit Libanais, in collaboration with Credit Libanais d'Assurances et de Reassurances (CLA), offers an appealing range of low cost Bancassurance products with an easy payment system. And best of all, these products are available at all Credit Libanais branches throughout Lebanon. Bancassurance products provide protection and saving plans that suit different customers' needs:Motor InsuranceTravel InsurancePersonal AccidentR...
Private Banking & Wealth Management Managing your needs with private attention. At Credit Libanais, excellence and integrity guide us in all our private banking and wealth management activities. We are the trusted advisor to many high net-worth individuals in Lebanon and throughout the MENA region. Our success is driven even further thanks to our extensive network of over 69 local and international branches across Lebanon, Cyprus (Limassol), ...
Treasury & Foreign ExchangeTreasuring your Foreign Exchange needs. Credit Libanais Group Treasury's forte is the diversification of its funding operations and services (including those related to interest rates and the Foreign Exchange Market) and the way it effectively manages risks. This is coupled with its carefully selected investment opportunities in various markets and optimized Asset/Liabilities management model. The Group Treasury and...
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Credit Libanais has a wealth of different bank accounts for you to choose from. Dedicated to customer service, we can help you select the bank account that best answers your needs.
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Because a little bit of help can go a long way.Credit Libanais is one of the rare banks to offer micro-financing. We believe that micro-enterprises are essential for the economy's prosperity and development and this is why we firmly support people and initiatives that would normally not have access to financing. Vitas is a Credit Libanais loan created especially with your micro-financing needs in mind.
Grow green with Credit Libanais. Credit Libanais Environmental Loan (designed in-line with the Central Bank's recommendations) provides your business with the funds it needs for projects with a positive environmental impact. The loan can be used for any eco-friendly initiative in Lebanon from implementing green architectural projects to garden landscaping, recycled materials, ecobricks, renewable energy including wind power, solar water heating...
Perfect business sense Move your business forward with Credit Libanais BDL Commercial Loan. This loan is a great way to finance a new project or to develop existing projects in any economic sector and in all commercial activities.
Home sweet home! Your dream home doesn't have to be a dream anymore. Credit Libanais offers you the opportunity to buy a primary residence with preferential interest rate, no fees and no commissions. Buy your house now and pay only at the end of the grace period of maximum 12 months. Apply now and get a pre-approval answer within 24 hours. The Credit Libanais new BDL Housing Loan program covers: up to 75% of the value of the residence
We all have challenging months. Don't worry about being short on money ever again. With Credit Libanais's overdraft facility, you can have easy access to extra funds when you need them.
Hit the road with freedom! Credit Libanais Car Loan lets you purchase a new or used car, or even a commercial vehicle, without the pressure of huge expenses: Flexible, manageable and convenient, our Car Loan is up to USD $100,000 for used cars and USD $125,000 for new cars. To make things even easier for you, the repayment period is between 12 and 60 months at competitive interest rates. Speed away with quick Car Loan approvals, just 24 hour...
The Credit Libanais Home Loan is a great option if you need to finance the purchase or renovation of your home.
Boost your sales and reach out to clients. As a retailer you can provide your customers with added convenience and more incentive to buy. Our Retailer Finance program empowers you to offer your clients Consumer Loans through Credit Libanais. Credit Libanais Consumer Loan is ideal for a wide variety of retail businesses including galleries, department stores, computer stores, travel agencies, etc.With our Consumer Loan, the customer can borrow any...
Are you an importer or exporter? Credit Libanais offers you a short-term advance (discounted against trade bills) for up to 90 days.
Solutions for your venture. Credit Libanais provides loans and financing solutions for enterprises in partnership with the European Investment Bank. This helps us effectively answer your banking needs.
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Dr. Joseph Torbey
Chairman – General Manager
Dr. Michel Khadige
Deputy General Manager – Corporate Banking & Financial Institutions
Mr. Michele Cherenti
Deputy General Manager - Retail Banking & Branches
Mr. Georges Gerios
Deputy General Manager - Operations & Support Services
Mr. Elie Abimrad
General Controller - Internal Audit
Mr. Alexandre Salem
Deputy General Manager - Treasury, Global Markets & Wealth Management
Mrs. Nada A. Rizkallah
Deputy General Manager - Risk Management & Strategy
Mr. Georges Karkabi
Deputy General Manager - Investment Banking
Mr. Anthony Ussher
Deputy General Manager - Electronic Banking
H.E. Dr. Alain Hakim
Assistant General Manager - Marketing & Business Development
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Mr. Antoine Khater
Bekaa and South
Mr. Nadim Issa
Jbeil and North
Mr. Georges El Hajj
North Metn and Kessrouan
Mr. Fouad Boustany
Ashrafieh and South Metn
Mr. Hassan Ali
Hamra and South Suburbs
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Mr. Nagi Keyrouz
Corporate & Medium Sized Business Banking
Ms. Salwa Khoury
Corporate & Medium Sized Business Banking
Mr. Walid Souaid
Corporate & Medium Sized Business Banking
Mr. Fadlo Choueiri
Securitization & Structured Finance
Mr. Meguerditch Bouldoukian
Global Business development
Mr. Anthony Jabbour
Financial Institutions & Correspondent Banking
Ms. Dina Chamseddine
Commercial Retail Lending & Kafalat
Mr. Fady Sader
Consumer Banking & Retail Products
Mr. Pierre Abou Merhi
Recovery Department
Mr. Youssef Khoriaty
Information Department
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Transparent at all times, Credit Libanais is keen to keep you informed. Our annual reports feature highlights of the year and coverage of our Corporate Governance, Core Banking Activities, Control Functions, Corporate Responsibility, Financial Result...
Annual Report - 2015
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Annual Report - 2014
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Annual Report - 2013
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Annual Report - 2012
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Annual Report - 2011
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Annual Report - 2010
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Annual Report - 2009
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Annual Report - 2008
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Annual Report - 2007
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Annual Report - 2006
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Credit Libanais shares its financial statements with you 4 times a year. These consolidated balance sheets include assets, shareholders' equity, liability, contra, income statement and key indicators. We do this because you are a partner in our growt...
Unaudited Financial Statements - September 2015 - 2015
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Audited Financial Statements - December 2014 - 2015
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Audited Financial Statements - December 2013 - 2013
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Audited Financial Statements - December 2012 - 2012
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Audited Financial Statements - December 2011 - 2011
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Audited Financial Statements - December 2010 - 2010
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Audited Financial Statements - December 2009 - 2009
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Audited Financial Statements - December 2008 - 2008
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Audited Financial Statements - December 2007 - 2007
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Audited Financial Statements - December 2006 - 2006
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Audited Financial Statements - December 2005
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Comments on Accounts - December 2005
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Audited Financial Statements - December 2006
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Unaudited Interim Financial Statements - September 2006
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Unaudited Interim Financial Statements - June 2006
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Unaudited Interim Financial Statements - March 2006
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Audited Financial Statements - December 2007
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Unaudited Interim Financial Statements - September 2007
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Unaudited Interim Financial Statements - March 2007
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Audited Financial Statements - December 2008
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Issue 268: Jan 3rd 2011 - Jan 22nd 2011
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Issue 01: October 12 - October 17 2009
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Issue 228: December 28 2009- January 02 2010
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Issue 165: Jan 14 - Feb 02 2008
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Issue 196: Dec 29 - Jan 10 2009
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Issue 197: Jan 12 - Jan 17 2009
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Issue 229: January 11 2010- January 23 2010
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Issue 02: October 19 - October 24 2009
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Issue 269: Jan 24th 2011 - Jan 29th 2011
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Issue 166: Feb 4 - Feb 16 2008
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The Gold Commodity: Economic Determinants and Future Prospects - April 2014
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Where is the Euro Heading? - March 2014
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Lebanon Amid the Arab Spring - July 2013
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The Lebanese Real Estate Sector - August 2012
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The Lebanese Real Estate Sector - October 2008
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Public-Private Partnership Report - November 2011
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Lebanon Country Report - October 2009
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The Beirut Stock Exchange – Drivers of Activity & Stimulus Measures - May 2014
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Oil & Gas Sector: A New Economic Pillar for Lebanon - Research Report - January 2015
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Dissecting the Lebanese Public Debt: Debt Dynamics & Reform Measures - July 216
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Committed to open communication, Credit Libanais keeps you up-to-date with major milestones, developments and events via our press releases.
13 Apr 2016
Settlement of Water bills over the Internet via CL cards
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04 Jan 2016
Europe in a card with Credit Libanais Visa Signature
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27 Oct 2015
President of the Special Tribunal for Lebanon visits President of ABL
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16 Jul 2015
Protocol of Cooperation with Beirut Bar Association
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05 Feb 2015
CL celebrates winners of “FLIP IT” Facebook Competition
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10 Nov 2014
Credit Libanais opens a new branch in Jal el-Dib
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14 Apr 2014
Pay with your mobile phone with Credit Libanais’ PayMobey service
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26 Nov 2013
Al Mustaqbal
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06 Nov 2013
World Finance
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At the forefront of banking and customer service in Lebanon, Credit Libanais has been featured in many articles in the press.
30 Jun 2016
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Speech of the Chairman Dr. Joseph Torbey at The 54th ABL Annual General Assembly
23 Jun 2016
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الإعتماد اللبناني: إستقرار الإدارة وتزخيم القاعدة الترسملية
06 Jun 2016
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Central Bank approves sale of Credit Libanais shares
28 May 2016
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Washington Rejects to Negotiate on Anti-Hezbollah Law
28 May 2016
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Hezbollah MPs, ministers can be sanctioned: U.S.
28 May 2016
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عرض مع بري وسلام والحريري وابراهيم تداعيات القانون الأميركي. غلايزر يستمع من طربيه الى التزام المصارف القوانين والتشريعات
18 Apr 2016
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Speech of Chairman Dr. Joseph Torbey at The US-MENA PSD 2016: “De-Risking and Correspondent Banking”
30 Mar 2016
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Speech of Chairman Dr. Joseph Torbey at The Arab Banking Integration Conference
22 Mar 2016
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Speech of Chairman Dr. Joseph Torbey at The Business and Financial Forum: In the service of the Economy
07 Mar 2016
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Speech of Chairman Dr. Joseph Torbey at Iraq Finance 2016
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DID YOU KNOW - November - 2015
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DID YOU KNOW - September - 2015
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DID YOU KNOW - October - 2015
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DID YOU KNOW - August - 2015
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DID YOU KNOW - July - 2015
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DID YOU KNOW - June - 2015
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DID YOU KNOW - April - 2015
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DID YOU KNOW - March - 2015
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DID YOU KNOW - February - 2015
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DID YOU KNOW - January - 2015
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What is the Credit Libanais Loyalty Program?
Credit Libanais Loyalty Program is out way of thanking you for banking with us. It lets you collect points each time you settle purchases with your cards (at more than 8,000 POS in Lebanon and worldwide). These points can then be redeemed for rewards...
How much does the Loyalty Program cost?
Credit Libanais Loyalty Program is FREE of charge for all cardholders. 
How do I earn Loyalty Points?
Every $10 spent on Credit Libanais credit cards earns you 1 loyalty point (i.e. so if you spend $100, you will collect 10 points). Every $20 spent on Credit Libanais debit or charge cards earns you 1 loyalty point (i.e. if you spend USD $100 you wil...

Who can join Credit Libanais Loyalty Program?

Anyone who has a Credit Libanais credit, debit or charge card is eligible to join the program.
How do I enroll in Credit Libanais Loyalty Program?
All Credit Libanais Cardholders are automatically enrolled in the program.

How can I know how many Loyalty Points I have?

You can check your loyalty points' balance in several ways:   through the quarterly letter sent with your credit card statement via the Online banking service by calling the Credit Libanais Customer Service Center hotline number 1518
How do I redeem my Loyalty Points?
You can redeem your collected Loyalty Points for a wide range of gifts, vouchers and rewards:   Travel tickets from Hermes Tourism & Travel to any destination and with any airline company, travel packages, car rental & hotel accommodation...
Do my Loyalty Points expire?
Loyalty points expire after 3 years (effective from the card issuing date).
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ABC SAL
ABC Dbayeh - Dbayeh, Metn Highway | Tel: 04 416 000,  ABC Achrafieh - Achrafieh, Sassine Square | Tel: 01 212 000,  www.abc.com.lb
Abed Tahan
Mazraa, Mkalles, Jnah, Tripoli, Zouk, Ghobeiry. www.abed-tahan.com
ABOU CHABKE TOYS AND DECO GIFTS
Jounieh Highway - 200m after Fouad Chehab Bridge Tel: 09-646 471 toysanddeco@sodetel.net.lb
AGHASARKISSIAN S.A.L
Dora Highway, Metn, Lebanon Tel: 01-241000 Fax: 01-240577 www.aghasarkissian.com
ANTAKI GROUP
For Bose Vouchers: Beirut City Center , Bose Shop Level 1, Unit 78 For Antaki Group: Moutran Bldg. Sin El Fil BoulevardP.O.Box: 90-720 Beirut, Lebanon Phone: +961 1 252474  c.antaki@antaki.com.lb    www.antaki.com.lb
BEYTECH
Jdeideh Mirna Chalouhi Highway,  Tel: +961 1 243 000,  www.beytech.com.lb  
BRILLANCE SAL
Brillance Sal SWAROVSKI LEBANON Achrafieh, Sassine Square , Elias Sarkis Street, Notre Dame Center 4th floor | Phone: +961 217055
COMMERCIAL AND MARKETING CO
Beit El Chaar, Lebanon, TeleFax: 04-928897 / 928197 info@comacolb.com
CREDIT LIBANAIS D’ASSURANCES ET DE REASSURANCES S.A.L
Blvd Pierre Gemayel - Corniche El Nahr - Adlieh - Crédit Libanais TowerTel: +961 1 608400
EAGLE LINE PROMOTION SARL
Badaro Street, Ghattas Bldg. , 1st Floor Telefax: 01-399 922 / 01-399 932 www.eaglelinepromotion.com
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Banks list No.53-CRB:10742
Online & Phone Banking service – BDL 1/984 – July 11,2000
PayMobey service - BDL legal department 11/391 - August 14, 2013
Mobile Application service – BDL legal department 11/392 - August 14, 2013
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