• Offered automatically upon the opening of a U account;
• It provides access to the account either through the ATM or at the POS terminals;
• The card number is imprinted on the card to allow electronic use only;
• The Ukrd can be used internationally;
• Additional cards are available upon request;
• Credit Libanais Loyalty Program enables the cardholder to collect points upon usage at more than 8,000 merchants in Lebanon and on millions point of sales (POS) worldwide;
• SMS Alerts on your mobile phone for each transaction or attempt for withdrawal made on ATM and POS.

Along with the Ukrd, Credit Libanais offers the Upak bringing even more advantages and services such as:

• U account with special interest rates on LBP & USD;
• Online banking;
• WAP banking;
• Preferential interest rates on Car Loans for used cars;
• Free car guide to facilitate customer's choice of car;
• Preferential opening file fees for School Loan;
• Free University Orientation Kit to outline options and facilitate customer's choice of university;
• Accumulation of card Loyalty points.

• The applicant should be below the age of 28.

• This card is both an identification card, giving students access to their university campus, and a payment card for on-campus purchases;
• The University Smart Card is a regular debit card used for payments - at the Point of Sale (POS) of more than 8,000 merchants in Lebanon - and cash withdrawals from all Credit Libanais ATMs.

• University Smart Card is offered to the students of Ecole Supérieure et Internationale de Gestion (ESIG).