Credit Libanais' Loyalty Program enables you to collect points each time you settle purchases with your card at more than 8,000 merchants affiliated to Credit Card Management (CCM) in Lebanon and on millions point of sales (POS) worldwide.

Every USD 10 spent on your credit card will be converted into 1 loyalty point, i.e. if you make a purchase of USD 100 you will collect 10 points. Whereas every USD 10 spent on your debit or charge card will be converted into 0.5 loyalty point, i.e. if you make a purchase of USD 100 you will collect 5 points.

Points Collection is applied on all type of Credit Libanais cards. Loyalty points have an expiry period of 3 years effective from the card issuing date. Any new issued Credit Libanais card will collect 25 points upon first usage on CCM POS machines.

 Points Redemption:
You can redeem your points for one or many of the following options:

  Consumer Loan Redemption

• The number of points that may be redeemed for a consumer loan varies between 200 and 1,500.
• Every one point earned has a loan value equal to USD 2 upon redemption. For example, if you collected 800 points, you will be granted a consumer loan equal to USD 1,600 with a preferential interest rate.
• Credit Libanais reviews applications according to preset approval criteria .
   Loans will be granted to eligible cardholders only.

  "Hermes" Travel and Rent A Car Redemption

You may fully or partially redeem your points for tickets, packages, stays in hotels or car rentals at the Credit Libanais Travel and Rent A Car subsidiary Hermes.

Hermes will take care of all necessary travel redemption arrangements for you; call 01-327 317 for travel details or 04-418 900/1 for car rental details.